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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. [I Intentionally withholding information that should be provided to an insurer is known as

A) estoppel
B) twisting.
C) misrepresentation.
D) concealment.

2. Which of the following is a branch of dentistry dealing with the replacement of missing parts?

A) Endodontics
B) Periodontics
C) Prosthodontics
D) Orthodontics

3. For a contract to be valid, it MUST be for a legal purpose and involve an exchange of

A) consideration.
B) an offer.
C) written documentation.
D) an implied warranty.

4. Which one of the following types of benefits is often excluded from coverage under an HMO plan?

A) physical examinations
B) emergency services
C) in-patient surgeries
D) adult routine eye examinations

5. An illness or disease which is first diagnosed and treated while the policy is in force is considered

A) an accidental injury.
B) a preexisting condition.
C) a sickness.
D) an exclusion.

Solutions: