About Insurance Licensing NV Accident and Health exam torrent

From your first practice test to your final review, ExamsTorrent covers every stage of Insurance Licensing NV Accident and Health preparation. InsNV_Health02 practice questions, 365 days of free updates, and round-the-clock support come together in one place.

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Section	Weight	Objectives
Topic 1: Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance	20%	- Insurance Commissioner 1. General powers and duties 2. Examinations 3. Notice and hearings and penalties - Marketing Practices 1. Unfair practices Unfair claims methods and practices and settlement of claims Rebating and inducement Twisting Misrepresentation Fraud Unfair discrimination Defamation 2. Affordable Care Act 3. Commissions and payment restrictions 4. Required records and record retention 5. Fiduciary responsibilities 6. Silver State Health Insurance Exchange - Definitions 1. Domestic, foreign, and alien 2. Insurer 3. Premiums 4. Authorized and unauthorized 5. Transacting insurance 6. Certificate of authority 7. Cost-sharing - Licensing 1. Termination of license 2. Persons required to be licensed 3. Name of licensee 4. Renewal and continuing education 5. Suspension, revocation, and refusal of license 6. Obtaining a license - Nevada Life and Health Insurance Guaranty Association
Topic 2: Accident & Health – General Knowledge	50%	- Policy Provisions, Clauses, and Riders 1. Mandatory and optional provisions Entire contract Time limit on certain defenses Grace period Reinstatement Notice of claim Claim forms Proof of loss Time of payment of claims Payment of claims Physical examination and autopsy Legal actions Change of beneficiary Misstatement of age or gender Change of occupation Illegal occupation Relation of earnings to insurance 2. Riders Impairment and exclusions Guaranteed insurability Future increase option 3. Other provisions and clauses Insuring clause Free look Consideration clause Probationary period Elimination period Waiver of premium Exclusions and limitations Preexisting conditions Coinsurance Deductibles Eligible expenses Copayments Pre-authorizations and prior approval requirements Usual, reasonable, and customary charges Lifetime, annual, or per cause maximum benefit limits 4. Rights of renewability Noncancelable Cancelable Guaranteed renewable - Field Underwriting Procedures 1. Completing the application 2. Initial premium payment and receipt 3. Submitting application and initial premium to company for underwriting 4. Replacement 5. Sources of insurability and HIPAA privacy information 6. Explaining policy provisions, riders, exclusions, and ratings 7. Policy delivery 8. Contract law Elements of a contract Insurable interest Warranties and representations Unique aspects of the insurance contract - Types of Policies 1. Individual and Group Long Term Care Eligibility Levels of care 2. Medical expense insurance Basic hospital, medical, and surgical policies Major medical policies Health Maintenance Organizations Preferred Provider Organizations Point of Service plans Flexible Spending Accounts High Deductible Health Plans and Health Savings Accounts Health Reimbursement Accounts 3. Medicare supplement policies 4. Other policies Dental Vision Cancer Critical illness or specified disease Worksite employer-sponsored Hospital indemnity Short-term medical Accident 5. Accidental death and dismemberment 6. Group insurance Differences between individual and group contracts General characteristics COBRA 7. Disability income Individual disability income policy Business overhead expense policy Business disability buyout policy Group disability income policy Key employee policy - Social Insurance 1. Social Security benefits 2. Medicaid 3. Medicare Parts A, B, C, and D - Other Insurance Concepts 1. Dependent children benefits 2. Owner's rights 3. Modes of premium payments 4. Primary and contingent beneficiaries 5. Workers Compensation 6. Tax treatment of premiums and proceeds of insurance contracts 7. Managed care 8. Subrogation 9. Occupational vs. non-occupational 10. Nonduplication and coordination of benefits 11. Total, partial, recurrent, and residual disability 12. Cost containment
Topic 3: Nevada Statutes and Codes Pertinent to Health Insurance Only	14%	- Long Term Care - Coverage for reconstructive surgery - Availability of coverage for mental health and treatment of alcohol abuse and drug abuse - Hospice care - Medicare 1. Prescription Drug Plan 2. Medicare Advantage Plans 3. Medicare supplement regulation - Mandatory policy clauses and provisions 1. Coverage for physical handicap or intellectual disability for dependent children 2. Coverage for preventive healthcare services 3. Coverage for newborn children
Topic 4: Nevada Statutes and Codes Common to Life and Health Insurance Only	4%	- Credit life and health insurance - Group life and health insurance 1. Required provisions 2. Eligible groups - Advertising

Frequently Asked Questions About Insurance Licensing NV Accident and Health

What is the Insurance Licensing NV Accident and Health exam, and who is it for?

The Insurance Licensing NV Accident and Health exam (exam code InsNV_Health02) is the official Insurance Licensing exam that leads to the Nevada Insurance certification, sitting at the Insurance Producer Licensing level of the Insurance Licensing certification track. It is also connected with Nevada Resident Insurance Producer License, Nevada Accident and Health Insurance Producer License. If this is the credential you are working toward, the 132 practice questions at ExamsTorrent map directly to its objectives.

How many questions are on the InsNV_Health02 exam, and how long does it take?

The Insurance Licensing NV Accident and Health exam includes 98 (88 scored + 10 pretest) questions, and you have 135 minutes to complete them. Divide the time limit by the question count and you get a tight average pace per item, so train yourself to flag time-consuming questions and return to them later instead of getting stuck. Before test day, run at least one full timed session in the ExamsTorrent test engine under the same limits — the clock should never surprise you.

What score do I need to pass InsNV_Health02, and what does the exam cost?

The passing score for Insurance Licensing NV Accident and Health is 70 scaled score, and the official registration fee is USD 37. A failed attempt means paying that fee in full again, so your preparation budget deserves the same attention as your study plan. A practical rule: book your exam date only after you can finish a ExamsTorrent practice test comfortably above the passing score more than once.

Are there any prerequisites for the Insurance Licensing NV Accident and Health exam?

According to Insurance Licensing, candidates should meet the following before registering: For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.. Requirements can change, so confirm the latest details on the official Insurance Licensing exam page before you register.

Can I try the InsNV_Health02 practice questions before buying?

Yes. A free PDF demo of the InsNV_Health02 practice questions is available to download, so you can judge the format and quality before paying anything. Every purchase also includes 365 days of free updates, and if your product expires you can extend the update service at a 50% discount.

What if I don't pass the InsNV_Health02 exam, and how is my purchase delivered?

Your order is covered by a conditional 100% money-back guarantee: if you take the corresponding exam within 60 days of purchase and do not pass, you may apply for a full refund. Exams taken within 3 days of purchase are not eligible, nor are free materials or expired orders, and the candidate name must match the payer name. To claim, submit a scanned enrollment slip and your official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Prefer to keep studying? You can instead exchange your purchase for two free products of equal value while keeping the update service on your original one. Delivery itself is immediate: your product unlocks for instant download right after payment and a copy is emailed to you within a minute — if nothing arrives within 2 hours, contact our support team. There is no limit on the number of computers you can install it on.

What topics are covered in the InsNV_Health02 exam?

The Insurance Licensing NV Accident and Health blueprint is divided into 4 major domains, starting with Nevada Statutes and Codes Pertinent to Health Insurance Only (14%), Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance (20%), and Accident & Health – General Knowledge (50%). The full breakdown, including every subdomain and its weighting, is listed in the Exam Topics section above — review it against your own weak areas before scheduling the exam.

Insurance Licensing NV Accident and Health Sample Questions:

Question #1

Which of the following is NOT a preventive benefit for adults?

A. Mammograms
B. Physical therapy
C. Skin cancer screening
D. High blood pressure screening

Reveal Solution Discussion 0

Correct Answer: C 🗳️

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Question #2

In order to be covered under the Nevada Life and Health Insurance Guaranty Association, an insurance company MUST be:

A. rated by AM Best
B. admitted
C. alien
D. a fraternal benefit society

Reveal Solution Discussion 0

Correct Answer: B 🗳️

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Question #3

Which of the following statements is CORRECT about Medicare?

A. It is a hospital and medical expense insurance program.
B. Its Part A provides payment for physicians ' bills.
C. It provides benefits to totally disabled persons only.
D. It is a medical assistance program.

Reveal Solution Discussion 0

Correct Answer: A 🗳️

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Question #4

A producer receives a phone call from an insured who already has health insurance and now wants to buy an Accidental Death and Dismemberment (AD & D) policy. In this situation, the producer should take which of the following actions?

A. Meet with the prospect, ask the prospect to complete the application, and have the prospect sign the application.
B. Mail the application to the prospect and request that the prospect complete it, sign it, and return it to the insurance company.
C. Answer the routine application questions, meet with the prospect to obtain any additional information, and have the prospect sign the application.
D. Fill out the application by phone interview with the prospect, and obtain the prospect ' s signature after the company approves the application.

Reveal Solution Discussion 0

Correct Answer: A 🗳️

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Question #5

A Major Medical policy insured is injured in an auto collision during a police chase. The occupants in the police car are killed. The insured is convicted of reckless driving and manslaughter. If the insured files a claim, the insurance company will MOST likely take which of the following actions?